Scale Middle-Market Lending with AI-Powered Covenant Analytics.
Operationalize Unstructured Data to Power Borrower Analytics and Covenant Monitoring at Scale.
CovenantIQ eliminates manual data collection and analysis, so private credit funds and banks can focus on scaling loan portfolios and managing risk.
Improvement in Analyst Efficiency
Reduction in Loan Monitoring Costs
Source-linked. Calculations and Reports traceable to Borrower Data
CovenantIQ gives our team a much clearer view into borrower performance after close. Instead of relying on scattered spreadsheets, PDFs, and email follow-ups, we can see financial trends, covenant headroom, and key borrower-level metrics in one place. For a private credit platform managing bespoke loans, that level of consistency and visibility is incredibly valuable.
Analysts Should Analyze. Not Chase Data.
Streamlined Borrower & Loan Data Collection.
Loan documents. API connected borrower financials. Reporting packages.
All borrower and loan data in one place.
Normalized Borrower Financial & Operational Data.
AI-driven. Well-defined taxonomy. Make every borrower comparable.
Standardized data across your portfolio.
Operationalized Credit Agreements.
Key loan terms. Summarized. Mapped to normalized financial data.
Turn on your credit agreements.
Precise Calculations.
Granular. Auditable. Consistent.
Deterministic, logic-driven calculations.
Intuitive & Collaborative Interface.
Shared, consistent view across Lender & Borrower. Configurable workflows. Alerts & notifications.
No more missed reporting deadlines.
Portfolio and Borrower-Level Reporting.
Custom dashboards. AI-driven summaries. Auto-drafted Credit Memos.
Portfolio-level intelligence with borrower-level detail.
Move Beyond Manual Spreading
Connect directly to borrowers' accounting systems via API. Financial data is normalized, structured, and analyzed. No more PDF attachments that need to be re-keyed.
Catch Risk Before It Becomes a Default
Map every covenant and key performance indicator to normalized borrower data. Compliance status updates automatically each period, and emerging violations surface as warnings weeks before the deadline.
Structured Reporting, Every Period
Automate scheduled reporting covenants with configurable cadence, borrower attestation workflows, and a complete audit trail — so nothing falls through the cracks.
Built with AI at the Core
CovenantIQ uses AI to extract covenant definitions from credit agreements, normalize borrower financials across formats, and surface emerging risk before it becomes a default. Every insight is traceable to source data.
SECURITY & COMPLIANCESOC 2 Type II Certified
CovenantIQ has achieved SOC 2 Type II certification through independent audit by Prescient Assurance — covering security, availability, and confidentiality controls across every layer of the platform.
View security detailsReady to modernize your lending operations?
See how CovenantIQ transforms borrower monitoring from a manual burden into a competitive advantage.