Product Demos
Self-guided Product Demos
CovenantIQ helps lenders manage complex loans with varied reporting requirements and bespoke financial covenants — without getting buried in the operational overhead that typically comes with them. By intelligently analyzing borrower financial performance and automatically calculating covenant results, CovenantIQ eliminates the data wrangling that pulls your team away from higher-value work, giving you the clarity to manage risk with confidence.
Automated Borrower Data Intelligence
CovenantIQ's API-first approach gathers, standardizes, and analyzes detailed borrower data — eliminating the manual reconciliation and reporting delays that slow down portfolio oversight.
By connecting directly to borrower systems and normalizing data at the source, CovenantIQ removes the friction of chasing down spreadsheets and reconciling inconsistent formats. Lenders get clean, structured financials ready for analysis — without the back-and-forth.
The result is faster, more confident risk monitoring across the entire portfolio. Whether you're tracking a handful of credits or hundreds, CIQ surfaces the signals that matter so your team can focus on decisions, not data prep.
Collaborative Covenant Management
Transform covenant enforcement from a reactive, one-sided process into a transparent, collaborative dialogue between lenders and borrowers.
Rather than waiting for a breach to trigger a conversation, our platform keeps both parties aligned throughout the life of the loan — with shared visibility into covenant status, upcoming tests, and submission deadlines. Borrowers stay informed and prepared; lenders stay in control without the friction of chasing updates.
The result is a more productive lending relationship — one where early signals get addressed proactively, financial risks are surfaced before they escalate, and both sides are working toward the same long-term outcome.
Comprehensive Reporting & Document Management
Our platform supports the full spectrum of reporting obligations found in modern credit agreements — from structured financial submissions to general document storage.
Financial Reporting drives the core borrower data collection workflow, including scheduled publishing and attesting on a defined cadence. Results surface directly on the Overview and Covenants dashboard, with support for quarterly and monthly covenant tests.
General Documents provides a flexible home for reference materials that aren't tied to a reporting schedule: loan agreements, amendments, QoE reports, corporate formation documents, and other due diligence materials collected at onboarding or over the life of the loan.
